Rita Owens

REFUND POLICY

Digital Products Refund Policy
Purchase Terms of Agreement
Purchasing digital products, such as PDF downloads, courses, online events, and other online material, is subject to the following terms and conditions. We encourage buyers to review them carefully before making a purchase.
 
Payment + Refund Policy
The payment gateways used for the purchase of intangible products, pdf downloads, printable resources, and online content are PayPal or Stripe, which offer SSL encryption. You can use these payment gateways to pay with credit cards and debit cards in different parts of the world and your details are not stored.
 
Because your purchase is a digital item, it is considered “used” after downloading or opening, and all purchases made on www.ritaeowens.com are non-refundable or exchangeable. Due to the intangible nature of the products, there is a strict no refund policy here.
 
We reserve the right to modify any information, including pricing, technical specifications, terms of purchase, and product offerings without prior notice.
 
Delivery of Goods and Services
Please contact rita@ritaeowens.com as soon as possible if you fail to receive the digital product link after purchasing.